🇧🇪 Brussels-based Finance Broker

Business Funding,
Fast & Simple

Schoel Solutions connects Belgian SMEs with flexible business loans from €1,000 to €500,000, without the red tape, waiting, and hidden costs of traditional banks.

€500K
Maximum loan
1h
Payout after signing
50K+
Businesses financed
Free
For you, always
Estimate Your Loan
Loan Calculator - API Integration Pending

Interactive Loan Calculator

The loan calculator and application tool will appear here once the partner API is integrated.

Get a Free Quote
FSMA Registered
Response within hours
No Hidden Costs
Financing Options

Two Loan Tiers, One Simple Process

Whether you need working capital or funding for serious growth, we have the right solution for your business.

Standard Loan

Fast Business Financing

€1K – €200K
  • Ideal for working capital & day-to-day needs
  • Response within a few hours
  • Funds transferred to your account within one hour of signing
  • No startup fee, no early repayment penalty
  • Fixed monthly cost, no surprises
  • Terms up to 36 months
Big Ticket Loan

Growth & Expansion Funding

€200K – €500K
  • For established businesses scaling fast
  • Property, equipment, fleet & expansion
  • Flexible repayment to match your cash flow
  • Repay in full at any time at no extra cost
  • Construction, manufacturing, retail & more
  • Terms up to 36 months
The Process

Four Steps to Your Business Loan

We handle the legwork so you can focus on running your business.

01

Free Consultation

Tell us about your business and financing needs. We assess your eligibility and find the best solution, at no cost to you.

02

Collect Documents

We guide you through the document checklist, bank statements, UBO report, tax returns. Simple and straightforward.

03

Submit Application

We submit your complete application digitally. Response typically within a few hours on any working day.

04

Money in Your Account

Once you sign your quote, funds are transferred to your account within one hour. You’re funded and ready to grow.

Eligibility

Does Your Business Qualify?

A plain-English summary of the key requirements for each loan tier.

Standard Loan

€1,000 – €200,000
  • Valid Belgian VAT number
  • Registered & active Belgian company (EZ, BV, NV, VOF, BVBA etc.)
  • Company management resident in Belgium
  • Minimum 3 months of bank statements available
  • Monthly turnover at least 25% of the requested loan amount
  • At least 1 annual report (waived if business is under 18 months old)
  • Debt-to-equity ratio under 5
  • No consecutive losses in the last 2 accounting years
  • At least 1 personal guarantor with signing rights
  • UBO report from myminfin.be
💡 Not sure if you qualify? Contact us for a free, no-obligation assessment.

Big Ticket Loan

€200,000 – €500,000
  • All standard requirements above apply
  • At least 1 annual report (mandatory, no waiver)
  • Personal tax return (aanslagbiljet) from all guarantors
  • Monthly turnover at least 25% of the loan amount
  • Strong sectors: Construction, Manufacturing, Retail, Wholesale, Financial Services
  • 2+ years in business preferred, with a track record
  • Decision-maker: owner, CFO, or financial controller
💡 For larger loans, we work closely with you to prepare the strongest possible application file.
Why Schoel Solutions

Your Financing Partner, Not Just a Form

We are an independent Brussels-based broker. Your interests come first..

Personal, Local Service

We guide you through every step personally. No faceless online platforms, just direct human support.

Speed That Matters

A response within a few hours. Funds transferred to your account within one hour of signing, because opportunities don’t wait.

100% Free for You

Our brokerage service costs you nothing as the borrower. Fully transparent: no hidden charges, no conflict of interest.

Regulated & Compliant

Schoel Solutions operates as a registered credit intermediary in Belgium, fully aligned with Belgian and EU financial regulations.

No Hidden Costs

No startup fees. No early repayment penalties. No surprise charges. What you see in your quote is exactly what you pay.

50,000+ Businesses Financed

Backed by Qred Bank, one of Europe’s highest-rated business lenders on Trustpilot. Active in Belgium since 2020 and founded in 2015.

Ready to Apply?

Get Your Business the Funding It Deserves

The application is straightforward and quick. We review your situation and connect you to the right financing solution, with no obligation and no cost to you and no cost to you.

  • Quick online application process
  • No startup fee or application charge
  • Response typically within a few hours
  • Funds transferred to your account within one hour of signing
  • Full flexibility: repay early at any time at no extra cost
Start a Free Conversation →
🔌 Loan Calculator - API Integration Pending

Interactive Loan Calculator

The partner loan calculator and application widget will be embedded here, allowing visitors to calculate costs and apply directly.

<!-- Replace with partner API embed -->
<div id="partner-calculator"
  data-partner-id="YOUR_ID"
  data-locale="en-BE">
</div>

Until the API is live, get in touch for a personalised quote.

Get a Free Quote Now →
Get in Touch

Let’s Talk About Your Financing Needs

Whether you have a specific loan in mind or just want to understand your options, we’re here to help. No commitment, no cost. Just a straight conversation.

Phone+32 498 02 36 53
Emaillucas@schoel.co
Enterprise NumberBE 1035.409.474

Send Us a Message