Just started your business? Most standard lenders turn away companies under 18 months old. We offer a dedicated advisory service to help Belgian startups access the financing they need to grow.
We understand the startup landscape and know which lenders are open to early-stage businesses.
Transparent flat fee for our consultancy service. No hidden costs, no percentage of your loan.
We guide you through every step, from eligibility assessment to submitting the right application.
Standard lenders use rigid criteria designed for established businesses. Startups almost always fall short on at least one of these. That is where we come in.
Most lenders require at least 12-18 months of trading history and bank statements to prove cash flow consistency. New companies simply do not have this track record yet.
Lenders typically require monthly turnover to be at least 25% of the loan amount. Startups in early growth stages rarely meet this ratio, especially for larger loan amounts.
Larger loans require at least one set of filed annual accounts. If your first accounting year is not yet closed, many lenders will not proceed regardless of your growth trajectory.
We work with you at every stage of your startup's financing journey, not just when you are ready for a standard loan.
Whether you are an established business or just getting started, we have a service that fits where you are right now.
For Belgian companies with at least 3 months of trading history. Fast approval, funds within one hour of signing. Fully interest-free if repaid early, even just one month ahead. Our commission is paid by the lender, so the service is completely free to you.
For early-stage companies and businesses that have been declined. We assess your full picture and identify the best financing path forward.
For the initial consultation, gather as much of the following as you can. Do not worry if you do not have everything. We will tell you what matters most for your specific situation.
Your CBE extract or VAT identification document confirming your enterprise number and registered activity.
Whatever you have, even 1 or 2 months, helps us assess your current cash flow position and what lenders might accept.
A summary of your current monthly revenue, outstanding invoices, or expected contracts. Even a simple spreadsheet is fine.
Details of the business owner(s). For the advisory service we need to understand the full ownership and guarantor picture.
Not mandatory, but a clear description of what your business does, your customers, and your growth plan strengthens any application.
What you need the financing for and roughly how much. Being specific here helps us identify the most suitable lender and product.
Book a free, no-obligation consultation. We will review your situation honestly and tell you exactly what financing options are available to you right now.